Southwestern National Bank
Southwestern National Bank
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Rates

Effective 2/6/2013 until further notice.

 Savings Account   Super NOW Account 
Daily Balance Tiers Interest Rate   APY  Daily Balance Tiers Interest Rate   APY 
 $        100    $             4,999 0.20% 0.20%    $       -    $            999 0.05% 0.05%
 Above                  5,000 0.30% 0.30% 1,000             4,999 0.05% 0.05%
          5,000           24,999 0.05% 0.05%
 Horizon Money Market Account 25,000           49,999 0.10% 0.10%
Daily Balance Tiers Interest Rate APY   Above           50,000 0.10% 0.10%  
$        1,000  $             4,999 0.05% 0.05%        
     5,000              9,999 0.05% 0.05%        
     10,000             49,999 0.10% 0.10%    HSA Account      
50,000             249,999 0.20% 0.20%   Daily Balance Tiers Interest Rate   APY 
250,000 599,999 0.20% 0.20%    $         -   $          499 0.15% 0.15%
600,000 1,499,999 0.25% 0.25% 500            1,999 0.25% 0.25%
Above   0.30% 0.30% 2,000            4,999 0.30% 0.30%
              5,000         14,999 0.50% 0.50%
          Above 0.70% 0.70%
 Personal Money Market Account  Commercial Money Market Account
Daily Balance Tiers Interest Rate   APY  Daily Balance Tiers Interest Rate   APY 
 $       1,000   $           9,999  0.05% 0.05%  $   1,000  $         9,999 0.05% 0.05%
         10,000               49,999 0.05% 0.05%     10,000           99,999 0.05% 0.05%
         50,000               99,999 0.10% 0.10%   100,000         249,999 0.10% 0.10%
       100,000             249,999 0.20% 0.20%   250,000         499,999 0.20% 0.20%
       250,000             499,999 0.20% 0.20%   500,000         999,999 0.20% 0.20%
Above               500,000 0.30% 0.30% Above      1,000,000 0.30% 0.30%
CDs  JUMBO CD's  IRA
(Below $99,000) (Above $99,000)
Term Interest Rate   APY  Interest Rate   APY  Interest Rate   APY 
3-month 0.20% 0.20% 0.25% 0.25% NA NA
6-month 0.30% 0.30% 0.35% 0.35% NA NA
12-month 0.745% 0.75%   0.795% 0.80% 0.945% 0.95%
18-month 0.845% 0.85%   0.895% 0.90% 0.945% 0.95%
2-year 0.945% 0.95% 0.995% 1.00% 1.095% 1.10%
3-year 0.945% 0.95% 0.995% 1.00% NA NA
4-year 0.945% 0.95% 0.995% 1.00% NA NA
5-year 0.945% 0.95% 0.995% 1.00% NA NA

Minimum balance to open Health Savings, Super NOW, Savings and Money Market Accounts is $100.
Minimum deposit to open CD and IRA Account is $500
Minimum deposit to open JUMBO CD Account is $99,000
Interest is compounded monthly on all CDs and IRAs and paid at maturity on all CDs and IRAs. Penalty may be imposed for early withdrawal.
Annual Percentage Yield (APY) is accurate as of published date. Rates are subject to change without notice.

Fees may reduce earnings on account. Rates may change after account is opened

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