Southwestern National Bank
Southwestern National Bank
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FACTS

WHAT DOES NEVADA NATIONAL BANK

DO WITH YOUR PERSONAL INFORMATION?

 

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

 

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

n        Social Security number

n        Account balance and Payment history

n        Credit history and Credit Score

When you are no longer our customer, we continue to share your information as described in this notice.

 

 

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Nevada National Bank chooses to share; and whether you can limit this sharing.

 

 

Reasons we can share your personal information

Does Nevada National Bank share?

Can you limit this sharing?

For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

YES

NO

For our marketing purposes—
to offer our products and services to you (as long as you remain our customer)

YES

NO

For joint marketing with other financial companies

NO

We don't share

For our affiliates’ everyday business purposes—
information about your transactions and experiences

NO

We don't share

For our affiliates’ everyday business purposes—
information about your creditworthiness

NO

We don't share

For non-affiliates to market to you

NO

We don't share

 

If we change our policy or practice by, for example, adding a category of information that we will disclose to a third party, we will notify existing customers and give them an appropriate time period to opt out of the disclosure.

 

 

Questions?

Call  702-453-8889 or go to  www.nevada-nbk.com    

 

 

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Who we are

Who is providing this notice?

NEVADA NATIONAL BANK

 

 

What we do

How does Nevada National Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.  The Bank will protect consumer privacy by ensuring that only employees who have a business reason for knowing information have access to it. For example, information in loan files can only be accessed by employees who work in the loan origination or loan operations department.

 

How does Nevada National Bank collect my personal information?

We collect your personal information, for example, when we

n        Receive information from you on applications or other forms.

n        Receive information about your transactions with us, our affiliates, or others.

n        Receive information from a consumer reporting agency

 

Why can’t I limit all sharing?

Federal law gives you the right to limit only

n        sharing for affiliates’ everyday business purposes—information about your creditworthiness

n        affiliates from using your information to market to you

n        sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

 

 

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

n        Nevada National Bank does not share with our affiliates

Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

n        Nevada National Bank does not share with non-affiliates so they can market to you

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

n        Nevada National Bank does not jointly market

 

 

Other important information

 

_______________________________      ___________________

Customer Acknowledgment of Receipt      Date                                           

            Revised May 2011