Southwestern National Bank
Southwestern National Bank
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Rates

下列的利率自 2/6/2013 起生效,直到重新通知

 Savings Account   Super NOW Account
Account Interest  Rate  APY  Avg. Balance Tiers Interest Rate APY
 $       100   $    4,999   0.20% 0.20%    $       -    $           999 0.05% 0.05%
Above        5,000 0.30% 0.30% 1,000            4,999 0.05% 0.05%
          5,000     24,999 0.05% 0.05%
 Horizon Money Market Account   25,000      49,999 0.10% 0.10%
Account   Interest Rate APY   Above          50,000 0.10% 0.10%
 $  1,000 $     4,999 0.05% 0.05%          
   5,000        9,999 0.05% 0.05%          
   10,000     49,999 0.10% 0.10% HSA Account
50,000     249,999 0.20% 0.20% Avg. Balance Tiers Interest Rate  APY 
250,00 599,999 0.20% 0.20%    $       -    $           499 0.15% 0.15%
600,000 1,499,999 0.25% 0.25%    500        1,999 0.25% 0.25%
Above   0.30% 0.30%    2,000        4,999 0.30% 0.30%
           5,000         14,999 0.50% 0.50%
          Above 0.70% 0.70%
 Personal Money Market Account  Commercial Money Market Account
Avg. Balance Tiers Interest Rate  APY  Avg. Balance Tiers Interest Rate  APY 
 $  1,000  $     9,999 0.05% 0.05%  $  1,000  $        9,999 0.05% 0.05%
   10,000       49,999 0.05% 0.05%    10,000          99,999 0.05% 0.05%
   50,000       99,999 0.10% 0.10%   100,000         249,999 0.10% 0.10%
      100,000      249,999 0.20% 0.20%   250,000         499,999 0.20% 0.20%
      250,000      499,999 0.20% 0.20%   500,000         999,999 0.20% 0.20%
Above      500,000 0.30% 0.30% Above      1,000,000 0.30% 0.30%
CDs  JUMBO CD's  IRA
(Below $99,000) (Above $99,000)
Term Interest Rate  APY  Interest Rate  APY  Interest Rate  APY 
3-month  0.20% 0.20% 0.25% 0.25% NA NA
6-month 0.30% 0.30% 0.35% 0.35% NA NA
12-month 0.745% 0.75%   0.795% 0.80% 0.945% 0.95%
18-month 0.845% 0.85%   0.895% 0.90% 0.945% 0.95%
2-year 0.945% 0.95% 0.995% 1.00% 1.095% 1.10%
3-year 0.945% 0.95% 0.995% 1.00% NA NA
4-year 0.945% 0.95% 0.995% 1.00% NA NA
5-year 0.945% 0.95% 0.995% 1.00% NA NA

醫療保險存款帳戶、優惠利率帳戶以及貨幣市場帳戶最低開戶金額為$100

定期存款帳戶以及退休帳戶最低開戶金額為$500
高額定期存款帳戶最低開戶金額為$99,000
定期存款帳戶以及退休帳戶利息採複利制,並在到期時一並支付,如提前解約將收取違約金


優惠利率定期存款最低開戶金額為 $1000, 採用複利制度, 依據每日餘額計算利息, 並于到期日一並付款, 定期存款帳戶提前解約將有罰金

年利率(APY)是依據目前公佈的利率計算. 更改利率將不再另行通知

開戶後 手續費可能減少利息收入,利率也可能改變

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